“I discovered I have a knack for explaining the various and sometimes hidden consequences of the decisions people make and enjoy de-mystifying the role of money, income and investments in people’s lives to help them make better decisions.”
Ray and his wife Donna have lived in Rancho Palos Verdes since 1975. He is an active supporter of the National Endowment for Financial Education, the Life and Health Insurance Foundation for Education, and the Norris Center for the Performing Arts. He is also a member of the Los Angeles County Sheriff Department’s Disaster Communications Service and is an active amateur radio operator. Ray also enjoys international travel, photography and scuba driving.