The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Contributing to an IRA? Determine if you are eligible to contribute to a traditional or Roth IRA. A Bucket Plan to Go with Your Bucket List A bucket plan can help you be better prepared for a comfortable retirement.